EigenPrism Now Offers Pipe Freeze Alerts

Did you know that each year, approximately 250,000 homes in the United States suffer damage due to frozen pipes? The financial impact is significant, with average claim costs ranging from $10,000 to $25,000. Beyond the financial burden, repairing frozen pipe damage can take weeks or even months, disrupting homes and businesses alike.

Cold weather can wreak havoc on plumbing systems, especially in regions unaccustomed to prolonged freezing temperatures. When water inside pipes freezes, it expands, often leading to bursts that result in severe water damage. The aftermath can include damage to drywall, floors, roofs, electrical systems, and even structural components of a building.

Proactive Risk Management with Pipe Freeze Alerts

Recognizing the growing need for proactive risk management, EigenPrism has introduced pipe freeze alerts— based on a new dataset from Adiabat designed to help brokers, insurers, and property owners anticipate and mitigate pipe freeze risk.

These alerts are powered by a robust model that provides a 6-day forecast of pipe freeze risk across the contiguous United States. The model takes into account cold temperatures, the duration of exposure, and freeze depth, categorizing risk into five levels:

• Minimal (0): Pipes are at minimal risk of freezing,
• Low (1) : Slightly increased risk of isolated pipe freezes, especially in poorly insulated or exposed plumbing,
• Moderate (2) : Noticeable risk of pipe freezes in unprotected or older systems,
• High (3) : Significant risk of widespread pipe freezes,
• Very High (4) : Extreme and widespread risk of pipe freezes.

How It Works in EigenPrism

EigenPrism users can now set automated alerts based on these risk levels. Brokers and insurers leveraging the platform can proactively notify clients when their properties are at risk, enabling them to take preventive actions such as insulating pipes, dripping faucets, or increasing heating in vulnerable areas.

Of course, these datasets are always available in the model catalog for you to run any ad-hoc analysis on your exposures (SoVs or portfolios).

Get Started with Pipe Freeze Alerts

EigenPrism users can now set automated alerts based on these risk levels. Brokers and insurers leveraging the platform can proactively notify clients when their properties are at risk, enabling them to take preventive actions such as insulating pipes, dripping faucets, or increasing heating in vulnerable areas.

Of course, these datasets are always available in the model catalog for you to run any ad-hoc analysis on your exposures (SoVs or portfolios)

For those not yet using EigenPrism but interested in learning more, contact us at to explore how this dataset can support your risk management efforts.

By staying ahead of extreme weather risks, you can help your clients minimize damage, lower claim costs, and build resilience against the unexpected.